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In most cases, we are invisible to your customers.
No. State avoids the laundry list of fees that so many lenders charge.
We only charge on average daily value of the loan. We don’t get between you and your customers.
None. If the invoice is in by 11:00 a.m., State advances the same day.
You don’t need to write a check. At the end of the month the interest is added to the loan.
If your books and records are promptly available, we can make a decision within a week, and fund the loan in the following week.
Collections from the borrower’s customers are turned over to SFC and used to pay down the loan.
Yes. As receivables grow, your ability to borrow grows.
Check or wire transfer.
State does not hold back reserves.
No. The loan payment is tied to your receivable balance
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