How State Financial can help you.


State Financial provides working capital.
Now more than ever, keeping cool in today's hot business climate means having the financial resources to weather all kinds of storms. We can support your bottom line and provide confidence that you are financially prepared to handle a variety of business challenges.

Turn accounts into cash.
Ninety, sixty or even thirty days can mean a world of difference to the cash flow of any business. SFC advances a percentage of its borrowers' accounts receivables (less than 90 days old), turning wasteful waiting time into productive working time.

Fast response time.
Our decision makers are a quick phone call away. No elaborate telephone systems...you won't even need to remember our extenion numbers!

Refreshing flexibility.
We can break the rules because we make the rules. In other words, if we see that you are making a reasonable finance request, even if it is based on not-so-usual circumstances, we'll consider the loan.

State Financial may make additional advances to accommodate seasonal needs, special buys or extraordinary circumstances.
Businesses that are highly seasonal can take advantage of special purchasing opportunities. You can quickly process those exceptional orders that may require major purchases which might otherwise be over your normal credit limit.

You won't need to take on unwanted debt.
Our revolving line of credit is based on your needs and on the amount of your open accounts receivable. Borrow only when you need to.

Same-day borrowing.
If you have availability, you can have an advance the day you
ask for it.

Interest is charged only on the amount borrowed.
We'll say it again, State Financial's products and services are simple and straightforward. You will never find hidden fees or other mysterious charges.

No customer notifications.
Often, depending on the details of your finance package, your customers will not be "on notice" that their invoices have been financed.

Easy, day-to-day reporting.
Mountains of paperwork? There are no hidden fees or fancy mathematics to challenge your bookkeeping skills, our reports are easy and unintimidating.


Call State Financial now at 310-820-5222, and we'll talk about how we can help your company.